Top 3 Medicare Scams Revealed — and the Truth About Part B Givebacks

🎃 A Scary Season for Medicare Scams

Hope you had a great Halloween (and didn’t accidentally hand out your snack stash to the kids 😅).I’m Dalton Brewster, your licensed Medicare agent (NPN: 21267244), and I want to help you avoid something scarier than ghosts this season: Medicare scams.

This time of year, scammers are working overtime — especially online and over the phone. If you’ve seen ads like:

“💸 Get your $2,880 Medicare Stimulus Check TODAY!”“🍗 Free $900 Food Card — Just Enter Your Medicare Number!”“You may be owed cash from the government if you’re on Medicare!”

Yeah… those are scams. Let’s break down what’s real — and what to ignore like a call about your car’s extended warranty.

🔎 The Most Common Medicare Scams

🚫 1. “Stimulus Check” Offers

There’s no such thing as a Medicare stimulus check. Medicare doesn’t hand out random cash. If they did, I’d be the first to call you — with a party hat on.

👉 Want to know which benefits are real (and which aren’t)?Book a quick 15-minute call and I’ll walk you through the legit programs in your area.

🥩 2. “Food Card” Gimmicks

Yes, some plans include food, OTC, or flex cards — but you can’t claim one just by clicking a random ad and typing your Medicare number. That’s bait for identity theft.Many of these “free card” ads are designed to switch your plan without you realizing it.

👉 Curious if your plan includes a grocery or OTC card?Send me a message or schedule a chat and I’ll give you the real answer — no fine print, no surprises.

📞 3. Fake “Medicare” Calls

If someone calls asking for your Medicare or Social Security number, hang up immediately.Medicare won’t call you like that. But I might — and you’ll always see my name and number.

👉 If you ever get a suspicious call, text or email me right away. I’ll tell you whether it’s legit or a scam.

💸 The Truth About the Part B Giveback

You’ve probably seen ads promising “$185 back in your Social Security check!”That’s referring to a Part B premium reduction available on certain Medicare Advantage plans.

Right now, you likely pay about $185 per month for Part B. Some plans can “give back” part or even all of that premium. It can save you thousands a year — but there’s a catch:

👉 Plans with givebacks may have higher copays, prescription costs, or out-of-pocket maximums (MOOP).That could end up costing you more in the long run depending on your health and medications.

📅 Want to see if a giveback plan fits your needs?Schedule a free consultation — I’ll help you compare the trade-offs so you know exactly what you’re getting.

✅ How to Stay Safe — and Informed

Protect yourself from scams with these simple steps:

• 🚫 Never give your Medicare ID or Social Security number to a stranger

• ❌ Don’t click on ads promising “government cash” or “free money”

• ☎️ When in doubt, call or text me — I’ll verify it for you, no stress

💌 Want more tips like these every week?Join my free newsletter, the Medicare Tuesday Tune-Up, for scam alerts, savings ideas, and plan updates every Tuesday at 10 AM EST.👉 Subscribe here →

💡 Are You Missing Out on Extra Benefits?

Many people don’t realize they may qualify for additional Medicare benefits like:

• 💸 Part B premium givebacks (money added back to your Social Security check)

• 🛒 Food & OTC cards

• 🦷 Extra dental, hearing, and vision coverage

It’s quick, free, and could uncover hundreds in savings each month.📲 Click here to review your plan or call/text me at (949) 209-1491 to see what you qualify for.

💬 Let’s Talk — or Drop a Comment Below!

Have you seen any of these Medicare scams lately? Or maybe you’ve been targeted by one of those “stimulus check” ads?👇 Share your experience in the comments!Your story might help someone else stay protected.

And if you’d rather chat privately, book a quick call here — I’m happy to help you sort fact from fiction anytime.

Disclaimer: Surfside Medicare Solutions and Dalton Brewster are independent licensed insurance agents and not connected with or endorsed by the U.S. government or the federal Medicare program. Enrollment in any plan depends on contract renewal.