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Every fall, during the Medicare Annual Enrollment Period (AEP), you’re bombarded with commercials, mailers, and calls promising you “the best” Medicare Advantage plan. Many people are tempted to switch — and sometimes it makes sense. But switching plans just because something looks shiny or sounds better can lead to serious headaches. Let’s talk about why “plan hopping” without guidance could cost you more than you save. ### 1. You Could Lose Your Doctor or Pharmacy Not all p

As each new year rolls around, Medicare beneficiaries are often surprised to learn just how much their coverage can shift from year to year. Whether you stayed with the same plan in 2026 or made a change during the Annual Enrollment Period (AEP), it’s important to understand what’s happening in the Medicare world right now — because it impacts both your benefits and your wallet. Here are five of the biggest Medicare trends for 2026: 1. **Expanded Preventive Care Benefits** Ma

When it comes to Medicare Advantage, many people assume their coverage is complete. After all, most plans include medical, hospital, and prescription drug coverage all in one. But what if I told you there's a hidden gap — one that could cost you hundreds, even thousands of dollars out-of-pocket? That gap? Hospital copays. Most Medicare Advantage (MAPD) plans have daily copays for inpatient hospital stays. That means if you’re admitted for three or five days, you could owe $30

Welcome to 2026! The new year is officially underway, and if you’re reading this, chances are you made some updates to your Medicare Advantage plan during the Annual Enrollment Period (AEP). First off, congratulations — making the effort to review your options and choose a plan that works for you is a big step toward staying covered and confident all year long. Now that January is here, you should have received your new ID cards and benefit summaries in the mail. If you haven

🍂 Before the Holiday Rush... Hope your November’s off to a cozy start (and that you’re already eyeing the pie 😄). I’m Dalton Brewster , your licensed Medicare agent ( NPN: 21267244 ).Before the holiday chaos takes over, let’s make sure you’re not missing anything important with your Medicare coverage for 2025 . Here’s a quick, easy checklist to review before Thanksgiving hits — and before AEP ends on December 7th . ✅ Your 2025 Medicare Readiness Checklist 📅 1. Have You Rev

By Dalton Brewster | November 5, 2025 🎂 Another Year Older (and Hopefully Wiser) Yesterday was my birthday — I just turned 33!  🎂No, I’m not on Medicare (yet 😅), but after years of helping folks every single day, I’ve picked up a thing or two. Actually… 33 things. In honor of the big 3-3, here’s a fun (and slightly sarcastic) list of what I’ve learned about Medicare — from the serious to the “wait, what?” moments. 🎈 33 Things I’ve Learned About Medicare Most people don’t

🇺🇸 Honoring Our Veterans Before we dive in — a heartfelt thank you  to those who’ve served or have family members who did. Happy Veterans Day!  🇺🇸I’m honored to work with so many veterans and help them access the Medicare benefits they’ve earned  through their service. Now, let’s talk about an important change for 2025:Some Medicare Advantage PPO plans are being discontinued , and many members are getting notices right now. Here’s what’s happening, why it matters, and wha

🎃 A Scary Season for Medicare Scams Hope you had a great Halloween (and didn’t accidentally hand out your snack stash to the kids 😅).I’m Dalton Brewster , your licensed Medicare agent ( NPN: 21267244 ), and I want to help you avoid something scarier than ghosts this season: Medicare scams . This time of year, scammers are working overtime — especially online and over the phone. If you’ve seen ads like: “💸 Get your $2,880 Medicare Stimulus Check TODAY!”“🍗 Free $900 Food Ca